With the proliferation online accounts and email, I’d like to outline a simple password system that I think should work for most people. I’m writing this because I know a lot of people that use one password for their entire online life. While that makes it easier to remember all your online credentials, it also means that if any site you are registered at gets hacked, every site you visit is compromised. So, a simple solution.

Have three passwords for use online (that’s not that hard, right?).

1. Low level password: This could be used for membership sites such as the Whirlpool Forums or other community and information based sites that you frequent. For this password, it’s probably okay to use your cats name or the name of your favourite sports team.

2. Medium level password: This password could be used for more sensitive online identities such as email, facebook and anything that carries a lot of information that is personal. This password should be a bit harder to guess and should probably incorporate some number replacement and other symbols.

3. High level password: This password should be reserved for financial or very sensitive information online. This password should be super strong, not just a simple w0rd r3plac3 password. I’m talking full stops, misspelling, words that are made up. A tough one.

Now, all you have to do is remember those three passwords. If more people did this with their online identities, their information would be a lot safer.